| Buying
Your First Step - Create your wish list
Begin the list with items you absolutely need like adequate room, garage space and number of bedrooms. How much space do you really need? Basic needs first. After these have been established, you can consider additional features if you can manage these benefits financially.
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (downtown, West Vancouver, Burnaby, Port Moody); neighbourhood (older and settled or brand new). Check out the neighbourhoods you're considering, and ask around. What amenities does the area have to offer? Are there schools, churches, parks, or grocery stores within reach? Consider visiting schools in the area if you have children. How will you be affected by a new commute to work? Are there infrastructure projects in development? All of these factors will influence the way you experience your new home, so ensure you're well-acquainted with the surrounding area before purchasing.
Your Next Step - Loan Pre-Approval
Once you've narrowed down your list, you're ready to take the next step in the purchasing process; getting pre-approved with a local mortgage broker. While getting pre-approved may sound daunting, it actually just involves getting an idea of what you can afford. When you're pre-approved, this means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you've found a home to purchase.
I'll be happy to refer you to a mortgage professional with an excellent reputation and track record. Call me at
Searching for a Home
It is a very time consuming process to view every home available that meets your needs. I can do much of the work for you by establishing your needs, then reviewing a range of properties and advising you of potential matches.
I will give you a list of properties for sale that fit your requirements and set up appointments to view. Once you have found the home you desire and are ready to make an offer, I wil prepare and present your offer to the seller, who will accept, reject or make a counter-offer.
Completion
Once your offer has been accepted, I will help you navigate through the contract and explain what happens in the final stages of completion. As a dedicated Realtor with years of experience and a proven track record, it is my job to help you understand what that involves.
Contact me today, together we will prepare a unique system to suit your particular needs and goals. From helping you find your dream home to closing the deal - and every small or large step in between - I will be there to ensure your journey to life behind a new door is a smooth one!
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